Judy Hucka, editor of the BetterInvesting Puget Sound Chapter Newsletter is our guest blogger today. BetterInvesting is a national, nonprofit association whose mission is to provide sound investment information, education, and support to help create successful investors. Instructors are volunteers and receive no monetary or financial payment or gain from your participation. BetterInvesting and the Puget Sound Chapter offer in-person and online classes for beginning, intermediate and advanced investors. For more information about BetterInvesting: www.betterinvesting.org.
OK, OK, you’ve probably heard this before. But it’s important! According to the U.S. Government Accounting Office, about half of households age 55 and older have no retirement savings—and up to two-thirds of workers may not have saved enough to maintain their standard of living in retirement.
You can start now to improve your chances of being in the one-third who do have enough to be financially secure when they retire. Continue reading “Money Smart Week: Get Started Investing for Retirement Now – It’s Really Not Hard”
By Ann G.
Identity theft is increasingly common, and we all should be aware of how to protect ourselves—it really could happen to any one of us! It takes some work to theft-proof your life, but it is far less work than it takes to fix the problem after there has been a breach. Here are some sites that offer practical tips and habits that will help! Continue reading “How to Prevent & Survive Identity Theft”
By Ann G.
If you walk the aisles of the Library’s cookbook section (and, at the Central Library, that is several aisles!), you will see a wide range of books with delectable-looking recipes. Truffles, chocolate, caviar, fine wine—it all looks so good, and so out of reach for those of us with normal budgets. But don’t despair—you can eat just as wonderfully with ingredients that won’t break the bank! Here are some books which will give you ideas.
In Good Cheap Eats, you will find 70 sets of three-course dinners, each for $10 or less for a family of four! It can be done, and creatively and deliciously.
Another option for “the time-short, budget-conscious cook” is to use fewer ingredients. In Just Five Ingredients, renowned chef Ainsley Harriott will tell you how to focus in on essentials, and use techniques to make those fewer flavors pop. Continue reading “Delicious Cooking Within Your Budget”
By Tina M.
Don’t worry, it’s all about the small things! Earth Day is April 22nd and so is our Money Smart Week. Every year, I promise to be more “environmentally friendly” and “save more money.” It’s not as easy as it looks, but by adding one thing at a time – say one thing every three months – it can help you to become more environmentally conscious.
Save on Transportation. Bike to Work, use public transportation, or carpool. You can find a list of books on bicycling here. If you can’t bike to work, at least share your ride with other people. And, if you are buying a fuel-efficient car, you might be able to get a tax break on it and save money on gas! Continue reading “Going Green to Save Some Green”
By Meadow P.
Money may well be the most challenging aspect of our so-called adult lives, and yet we are so reluctant to discuss it with others for fear of looking the financial fool.
It’s time we embrace financial education and make it part of our regular conversations. A fantastic way to do this is with a “Money Club”, which is similar to a book club but focuses on financial fitness. The book that inspired me to start one is The Smart Cookies’ Guide to Making More Dough as well as this interview about a successful group who used the social pressure of their group for the good of their financial health. Some clubs read books, like the ones on this list, others work together to learn money smarts and encourage each other to take action. Try a different theme each month: “Coupon Crazy,” “Cheap Chic,” “Frugal Decorating” and so forth. And isn’t it easier to tackle tough topics with friends and food? Continue reading “Let’s Talk Money, Honey”